How to withdraw money from moneybookers (skrill) in Pakistan

In order to withdraw money into a Pakistani Bank Account, You need to first add your bank account and for this go to Moneybookers(Skrill) > My Account > My Profile > LIST OF BANK ACCOUNTS and click manage to add your bank account.You will need the swift code, you can get the swift code by calling your bank for example swift code of Bank Alfalah Abbottabad is ALFHPKKA068.

You then have to verify your bank account and for this I think you have to withdraw a small amount perhaps 14$ or less and they send you a verification code with the transfer. If in case you dont get the verification code, you can visit the bank and get a bank statement of your account showing the moneybooker’s transaction. I remember I used to withdraw money from moneybookers and I never did this step. But once I wanted to withdraw amount of more than 1000$, I was asked to verify my bank account. When I contacted the moneybooker’s they sent me this email

Dear Usman Shahzada,

Thank you for contacting Moneybookers Customer Service.

We would like to offer you to verify your bank account details at Moneybookers.com. The completion of the previous would increase your outgoing transaction limit with additional 15000.00 EUR, which would allow you to further make payments at our system.

Please note that we could manually complete the procedure if you provide us with a copy of your bank statement, displaying the details of a recent withdrawal transaction, instructed to the bank account, which details are due to be verified. It should correspond to the following requirements:

– Document could be a scanned paper statement or an online screen shot
– Document should provide complete bank details including bank name, account number, bank code, etc.
– Document should show bank account holder name
– Moneybookers transaction should be clearly displayed on the statement (for instance the bank withdrawal, requested on the 27th of January), the required details are the following: date, amount, currency, sender (Moneybookers) or at least Moneybookers transaction ID number.

Please upload the file via our Support Center. Simply, go to My account>>Email support>>Account/Security>>You have requested information and/or documents from me. Do not forget to enter the Ticket ID number which could be found in the subject of this e-mail.

Once we receive and review the requested document, we would be able to update the status of your bank account in the next two business days.

In addition, please note that due to processing reasons we no longer accept MasterCards that are issued in United States for uploading funds. Please excuse us for any inconveniences related. We would recommend you to use another credit/debit card or consider regular bank-wire deposit in order to credit some funds to your Moneybookers balance.

Do not hesitate to approach us, if you have further questions.

Thank you for using Moneybookers.com.

Best Regards,
Ginka
Customer Service

So I went to the bank and got my bank statement, highlighted the transaction and uploaded the file by going to My account>>Email support>>Account/Security>>You have requested information and/or documents from me and then received the following emails. You can see the scanned copy of my bank account here

Dear Usman Shahzada,

Thank you for contacting Moneybookers Customer Service.

We appreciate the document provided and we would like to kindly inform you that we have forwarded it to our department in charge, in order your bank account to be manually verified.

Please, note that it may take up to 48 hours for this information to be updated in your Moneybookers profile. We might get back to you in case we need any additional information.

Once the verification is completed, your outgoing transaction limit would be increased additionally with 15 000.00 EUR and your profile would be authorized for withdrawals over 1 000.00 EUR.

Should you have any further questions, please do not hesitate to contact us.

Kind regards,
Anita,
Moneybookers Team

and

Dear Usman Shahzada,

We would like to herewith gladly inform you that your bank account at BANK ALFALAH LIMITED has been successfully verified. Thus we have increased your
transfer limits and allowed all payment options with Moneybookers.

If you want to check your current transaction limits, please go to Profile > View limit.

Thank you for using Moneybookers!

The Moneybookers Team

Thats it! If you have any questions, leave me comments below.

vWorker Adds Skrill (Moneybookers) payment method and On-the-job Trials

The January release of vWorker included some great new changes.

1) Skrill/moneybookers:

As requested by our Pakistini virtual workers, Skrill (formerly known as Moneybookers) is now available as a payment method on the site.  Although PayPal pays to 99% of countries and is very cheap, it is not available in a few countries, including Pakistan.  This new option gives Pakistani workers a new option to get paid (in addition to the existing methods of Payoneer direct transfer, Payoneer debit card and Western Union).

2) On-the-job trials (trialsourcing and next generation crowdsourcing):

Employers, you can now hire the best worker for your project every time…without interviewing!   Our new “on-the-job trial” feature eliminates all the guess work of trying to divine who the best worker will be, using just unreliable resumes and portfolios.  Instead the workers audition by performing a portion of the work (or all of it, if the project is a tiny one).  The best one wins a prize. Ultimately, you know *exactly* who the best worker is, instead of guessing and can then work further with them.  This is done with trialsourcing (for projects 2 days or more) and next-generation crowdsourcing (for tiny projects less than 2 days).

Our crowdsourcing is very different than competitors.  Other sites restrict your crowdsourcing to design projects and small projects.  They also burden the process with clumsy fixed pricing, which is almost always too high or too low. Ours works on every category and size of project.  And our market-based PerfectPricing(tm) uses the power of the marketplace to ensure the right price, every time.

Workers: Crowdsourcing offers top workers the chance to earn 6-10x more than they would earn in a direct outsourcing project.  If you’ve used other crowdsourcing sites and didn’t like them because of the pricing, you will love our market-based PerfectPricing mechanism. If the prize is too low, you let the employer know how much you would need to participate.  We notify them and show them your resume.  If they want your bid, they increase the prize, escrow it, and we notify you. Like all other projects on vWorker, you are guaranteed the prize, if you are selected a winner.

Click here for more information: http://www.vworkerchanges.com/2012/01/site-rollout-2011-12-29.html

Funds/Money Withdrawal methods available in Pakistan for Freelancers

Update: November 18, 2012. Freelancer.com has acquired vworker.com and now Western Union Option is no more available (Vworker offered Western Union). Neither Odesk, Elance or Freelancer offers Western Union Withdrawal method.

Update: January 03, 2011: VWorker has also added skrill (moneybookers) as a new payment method for countries where Paypal is not supported.

Since Paypal is not available in Pakistan, you can withdraw money from your Odesk and VWorker accounts using the following withdrawal methods.

Skrill (Formerly Moneybookers):

Odesk: Simply sign up at moneybookers and then go to your odesk > Wallet > Payment Methods , here you have an option to sign up for skrill (formerly moneybookers) and the other option is “Already registered with Moneybookers? Click here.”, choose the later option as you will be already signed up by now. Remember to use the same email id that you use with your odesk account. For this method you are charged $1 per withdrawal.(Additional currency exchange and commercial fees charged by Moneybookers.)

Vworker: To setup skrill (moneybookers) in vworker, login to your vworker account and then go to My Account > My registration/Settings >My Pay Option and then choose Skrill and click next. The minimum amount you can withdraw is 3$ while vworker.com withdrawal fee is 2$.

By now you have added your moneybookers account as your withdrawal method, question is how to withdraw money from moneybookers, well for this you need to verify your address and then verify your bank account.  To verify your bank account you will need the swift code, you can get the swift code by calling your bank for example swift code of Bank Alfalah Abbottabad is ALFHPKKA068.

In moneybookers account go to My Account > My Profile > LIST OF BANK ACCOUNTS and click manage to add your bank account. The last time I withdrew money from moneybookers to my bank account I received the payment on 5th day. I withdrew the amount on 30th July and the amount was credited to my bank account on August 04.

Wire Transfer (PKR)

Using this method you can withdraw money from odesk directly into your bank account. For this you will need the swift code again.  To add this method go to your odesk > Payment > Payment Methods (Old Navigation) and click “Setup Wire Account”, you will be then asked for Swift Code, add swift code and click go. Now add your account number, branch name and address and account holder information. (Please make sure that you enter your name exactly as it appears on your bank account. Name mismatches can lead to delayed or failed payments.)

  • $4.99 per withdrawal in PKR.
  • Highly competitive exchange rates.
  • Direct transfer. No need to deal with 3rd party-payment providers.
  • First withdrawal is FREE!

Payoneer Debit Card

You can get an account and card by signing up through any of the payoneer partners (odesk/vworker.) Once you sign up a card will be sent to you within 28 business days. The activation process is an easy 2 step process.

1) Once you receive the card you will go online to http://payoneer.com and activate it there.

2) The process is complete once you receive your first payment from a partner. (Odesk/Vworker)

Pakistan, along with a few other countries (Angola, Ecuador, Ethiopia, Turkmenistan and Sao Tome and Principe) was listed by the US government as carrying an increased level of risk and having strategic Anti Money Laundering (AML) deficiencies. Payoneer still offers its services in Pakistan (unlike many other payment providers) and to comply with the new regulations Payoneer requires a copy of your government photo ID.(Please use the same ID that you provided during the registration process.) However, offering this special service requires them to adjust some of their fees, to cover their cost of addressing the increased level of risk. Thats why the enhanced service to Pakistan and few other countries incurs an activation fee of $24.95 that will be charged as soon as funds are loaded to the new card.

Once you have activated your Payoneer Card, there will also be a Monthly Maintenance Fee of 3$. Payoneer Card is a debit card and can be used at ATMs, at stores and online.

Payoneer Card Limits:
The daily ATM withdrawal limits is $2,500.
The daily purchase limit (at stores/online) is: $2,500
Total daily spending limit – $5,000

On vworker.com minimum withdrawal amount is 50$ while odesk withdrawal to Payoneer  is 20$

Western Union

I dont personally recommend this method as this is very costly. This method is available in vworker.com. When you withdraw money using this method you are charged $10.00 Processing and/or postage fee by vworker.com. After that Western Union”s sending/conversion fee will also be deducted from the amount.

To claim your Western Union payment, you will need to go to your nearest Western Union office (see www.WesternUnion.com for locations) and give them the following information:

Sender’s Name: Exhedra Solutions Inc.
Sender’s Address: 1209 La Brad Lane;Tampa, Florida 33613;United State of America
Sender’s Phone #: (813) 908-9029
Money Transfer control (MTCN) #: (Your MTCN No here)
Other wire details

You will need a copy of your CNIC and your MTCN No to collect the money. Western Union rates are

<= 123 $15
<= 230 $22
<= 334 $29
<= 444 $34
<= 551 $43
<= 682 $50
<= 813 $56
<= 945 $62
<= 1084 $68
<= 1343 $83
<= 1594 $92
<= 5000 $100
Others $125

So if you are withdrawing suppose 550$ from vworker.com via Western Union you will end up getting 550$- $10.00 (Processing and/or postage fee vworker.com)- 43$= 497$

 

A complete guide to Freelancing

There are many online market places such as odesk, guru, scriptlance,getacoder, freelancer, elance and vworker but I will focus on VWorker.com and Odesk.com only. So I will be discussing how to

  • Setup profiles on vworker and odesk
  • Comparison of vworker and odesk (Arbitration/Mediation, Escrow )
  • Fixed Price vs Hourly Jobs on Odesk
  • How to use Team Room (Odesk) and RAC Time Card (Vworker) for hourly jobs.
  • How to get your first job (Tips for getting your first job on odesk/vworker)
  • Setting up payment methods (Payoneer, Moneybookers, Western Union etc)

So if you are new to freelancing, this probably will help you setup profiles, bid on projects and earn money. You can have a look at my profiles on worker and odesk.